May 31, 2017 at 11:57 AM
Jim,jim_nelson said:
A couple questions:
I didn't think to get his insurance info since the police were there doing a report. Was that a mistake? He said he worked for a moving company with insurance even though the truck was a generic Budget truck. Will that info be on the police report?
Assuming when I pick up the police report it has the info I need, is there any benefit to me trying to get something out of his insurance? I don't have any medical bills and the extent of the bike damage is that I need to build a new wheel around my still functional hub (and buy a new tire). That maybe $100 - $150 at most. I anticipate the headache involved trying to get them to pay for the wheel wouldn't be worth it. Any thoughts?
I've forgotten what I did the last two times I was hit and got the police report. But I did get the insurer's information from somewhere, so it must have been from that report. (Big plus you can go to any precinct; last two times I had to ride downtown to get them)
Since there is a report, assume the driver's and/or the rental company has been notified. I believe that info will be on the report. As such, yes, it is worth it to contact them.
There is no reason you should pay for any damage whatsoever. The insurance is there to make you whole. This means any damage should accurately be accounted for. You'll need an estimate from a bike shop. Make sure it is for all the damage and exactly what is damaged. Don't substitute for lesser value/quality. Any clothes ruined? What about medical supplies and attention? Any scrapes on the bike? get it all down.
There shouldn't be any headache involved. They should be happy its for as little as it will be. They generally have to gird themselves for lawsuits.




